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The Average Home Insurance Cost in the U.S. for March 2024. by Sarah Schlichter. The average cost of homeowners insurance in the U.S. is about $1,820 a year, but rates vary by state. Home ... The average APR on a 15-year fixed-rate mortgage fell 3 basis points to 6.047% and the average APR for a 5-year adjustable-rate mortgage (ARM) rose 1 basis point to 7.843%, according to rates ...

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