Best travel credit card reddit.

On a highly conservative 1.5 cents per point Aeroplan point valuation, that gives you a 1.5% base, 3% travel bookings/gas/transit, 4.5% streaming, 7.5% groceries/all foods and drinks earn rate from it's 1x, 2x, 3x, and 5x multipliers. $155 annual fee, 15k welcome bonus + $100 third party cash rebate.CSP and Citi Costco are my top recommendations. CSP is generally speaking better than CSR, as you'll need ~10k travel spend annually to make up for the $205 difference in AF. This is assuming both cards are using PYB; CSP at 1.25CPP and CSR at 1.5CPP. This is before factoring in CSP's annual 0.1x bonus.Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …Select Chase Cardholders: Spend $10+ at a Restaurant, Get $5 Cash Back. 161. 82. r/CreditCards. Join. • 10 days ago. $18k bill due from hotel.Best Travel Cards. Runner Up Cards. Airline Cards. Hotel Cards. Best General Purpose Travel Credit Cards. Best Travel Credit Card for Beginners. Chase …

Compare the best Scotiabank credit cards with travel rewards, no fees, cash back and more. Find out which card is right for you in our Scotia credit card guide.

What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead.

Apr 18, 2023 ... You can also get 1x back on utilities. It's hard to top 3800 points just from rent a month. Points are worth ~2 cents each if you can use them ...Hello r/CreditCards!I have spent the last few weeks combing through dozens of credit card benefits and sign-up bonuses, comparing each card's utility against one another based on some hypothetical budgets (and my own personal budget) and come up with the following list of 10 credit cards that can be used to maximize your cash back rates, with no annual …Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead. Get the Chase Sapphire Reserve. $450/yr fee, but you get a $300/yr travel credit so really its only $150/yr but you will get 3x points on travel/dining and an extra 50% value upon redemption. Many 1:1 transfer options, and top tier insurance benefits as well as free global entry/tsa precheck. angelamarya17. • 5 yr. ago.

Sallie Mae Mastercard: 5% cash back on gas and groceries AND Amazon.com. This is at the top of my list because the bonus categories don't change and they are useful to everyone. Citi Double Cash: 2% cashback on everything makes it a very good general card for purchases that don't have bonus categories. Fidelity Amex: ranks below the Double Cash ...

On a highly conservative 1.5 cents per point Aeroplan point valuation, that gives you a 1.5% base, 3% travel bookings/gas/transit, 4.5% streaming, 7.5% groceries/all foods and drinks earn rate from it's 1x, 2x, 3x, and 5x multipliers. $155 annual fee, 15k welcome bonus + $100 third party cash rebate.

Amex personal Platinum (great travel card - good offer and you intend to keep 2 years) $799 AF $200 annual travel credit $200 annual fine dining credit 70,000 MR after spending $10,000 Additional 30Kpts when you make a purchase between 14 and 17 months Earn 2MR/$ on dining and travel Gives gold status at Marriott and Hilton Best travel card for credit building: Capital One Quicksilver Secured Cash Rewards Credit Card View offer | Learn more The best travel credit cards in March 2024 Note: Rates, fees, and account ...ING is the best in terms of cash since they don't charge any atm fees. Best combo is ING for cash and a no foreign transaction fee credit card for all non cash purchases. I actually used to have an ING account not too long ago but have never used them overseas. Up which is what I use currently ditched ATM fee's aswell.Select Chase Cardholders: Spend $10+ at a Restaurant, Get $5 Cash Back. 161. 82. r/CreditCards. Join. • 10 days ago. $18k bill due from hotel.Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …

The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card.Yes some businesses still have an Amex surcharge - and not all businesses accept Amex, but for those rare cases I use my Commonwealth Mastercard. It's definitely worth having a rewards credit card. Especially if you convert them to airline points. My favourite is converting them to Singapore Airlines points for business class …Jan 14, 2024 ... Travel Credit Card Benefit Comparison · these cards all have fees that can reduce or nerf the value of the rewards · Visa/Mastercard is more ...It seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of …Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …

The Freedom Unlimited card includes a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...

1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …The American Express Blue Business Cash™ Card (terms apply, see rates & fees) is a set-it-and-forget-it business credit card that lets you earn rewards without an annual fee. Consider this card ...The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers.Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...The VentureX is better for a lot of people because the $300 travel credit and 10,000 point anniversary credit will pay for the annual fee. However, if you're an occasional traveler then the VentureX is probably not worth the annual fee and the Venture could be better. In my opinion, the Chase Sapphire Preferred is a better $95 travel card but ...Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3% Here's a chart to compare some Cash Back Credit Cards as of Dec 2021. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been looking at. BoA Cash Back, Citi Double Cash, Citi Custom Cash, US Bank Cash+. Cheers! 4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …

Best Travel Credit Card.. Vote! Discussion / Conversation. Best travel credit card for: Yearly international travel to multiple countries in one trip (1-2 trips) Yearly domestic travel (2 trips) Upgrades to business and first class seats. I spend a lot on groceries, get weekly takeout/dine in, and have 2 streaming services.

The VentureX is better for a lot of people because the $300 travel credit and 10,000 point anniversary credit will pay for the annual fee. However, if you're an occasional traveler then the VentureX is probably not worth the annual fee and the Venture could be better. In my opinion, the Chase Sapphire Preferred is a better $95 travel card but ...

Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. In this guide, we’ll explore alternative methods for res...Absolutely worth it. If you pay off the balances in full and plan strategically, you travel for free and in style. For example, my girlfriend and I are going to Europe this summer. Thanks to some strategic credit card planning, we didn't pay a cent to stay in the Waldorf Astoria in Rome for 6 days (out of pocket cost would've been $1,500).Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I … List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred. Jan 8, 2023 ... The CSP is my go-to travel card. Chase and Amex have the best travel partners but Chase has lower annual fees and easier redemption options. If ...CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you …4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... This thread/s might be helpful.. I would actually advice to look for what would be the best card to fit you. We know for a fact that EW KF World MC (36 pesos to 1 mile; 3x miles on online, hotel/travel spend, foreign currency transactions with bonus miles), PNB Mabuhay Miles World MC (38 pesos to 1 mile), and Diners Club Premier (30 pesos to 1 mile on …1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …Why We Chose It. The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket.

This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.)At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards …Instagram:https://instagram. alienware chaircheapest meal delivery servicechorizzoiphone 15 pro charging speed EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as … 7 seater suvsbest lsat prep Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards …Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay. seafood destin Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …Jan 13, 2024 ... My opinion? Sign up for the airline's mileage programs. Then get any Visa or Mastercard with no foreign transaction fee. Get one with a nice ...